Take-Home Salary Calculator

Salary Details

Annual CTC (₹) Total Cost to Company offered. Basic Salary (% of CTC) Usually 40%–50% of CTC. HRA (% of Basic) House Rent Allowance percentage. Employee PF (% of Basic) Standard PF deduction. Professional Tax (₹ / year) State-specific deduction. Income Tax (₹ / year) Estimated annual income tax. Calculate Take-Home Salary

Calculate salary to view summary.

How Take-Home Salary Is Calculated

Take-home salary is the amount you actually receive after mandatory deductions like PF, professional tax, and income tax.

Formula:

Take-Home = CTC − (PF + Professional Tax + Income Tax)

Is take-home salary same as CTC?
No, CTC includes benefits and deductions.

Does PF reduce take-home?
Yes, but it builds retirement savings.

Is this exact?
This is an estimate; actual salary may vary.