PF / EPF Calculator

Employee Provident Fund Details

Basic Monthly Salary (₹) PF is calculated on basic + DA. Employee Contribution (%) Usually 12% of basic salary. Employer Contribution (%) Typically 12%, includes EPS. Annual EPF Interest Rate (%) Declared by EPFO (e.g. 8.15%). Contribution Period (Years) Years you will continue contributing. Calculate PF

Calculate PF to view summary.

How EPF is Calculated

Both employee and employer contribute a fixed percentage of basic salary to EPF every month.

Formula:

Monthly Contribution = (Basic Salary × Contribution %)

Interest is compounded annually and credited to the PF balance.

Is PF mandatory?
Yes, for salaried employees earning up to threshold.

Can I contribute more?
Yes, via VPF (Voluntary Provident Fund).

Is PF taxable?
Interest is tax-free under certain conditions.