Check how much of your income goes toward monthly debt payments.
DTI Calculator
Your gross monthly income before deductions.Monthly home loan EMI or rent.Car or bike loan EMIs.Minimum monthly credit card dues.Personal loans, education loans, etc.Most lenders prefer DTI below 36%.
Financial Summary
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What is DTI?
DTI measures how much of your income is used to repay debts.
A lower DTI improves loan approval chances and interest rates.
Most banks consider DTI below 36% as healthy.
Frequently Asked Questions
Is lower DTI always better?
Yes. Lower DTI means more disposable income.
Does rent count in DTI?
Yes, rent is considered a fixed monthly obligation.
Can I get a loan with high DTI?
It’s possible, but approval chances and terms worsen.
